Terms & Conditions

1. Definitions

• "Services" means the lead generation, strategic consulting, marketing and related services provided by Conversions.io.
• "Client" means any person or entity that engages Conversions.io to provide Services.
• "Lead" means contact information and associated data relating to a prospective consumer generated or qualified through the Services.
• "Site" means this website and any subdomains operated by Conversions.io.

2. Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any manner that violates applicable law or regulation
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Introduce malicious code, or interfere with the operation or security of the Site
• Use automated systems to scrape, harvest or extract data from the Site without our written consent
• Reproduce, duplicate or resell any part of the Site or its content without authorization

3. Services and Engagement

Nothing on this Site constitutes an offer to provide Services. Services are provided only pursuant to a separate written agreement, statement of work, or insertion order executed between Conversions.io and the Client, which will govern the scope, deliverables, volumes, pricing and duration of the engagement. In the event of a conflict between these Terms and a signed services agreement, the signed agreement prevails.

4. Lead Quality and No Guarantee of Results

Conversions.io applies its methodology, including automated qualification processes, to deliver Leads meeting agreed criteria. However, Conversions.io does not guarantee any specific conversion rate, sales volume, revenue outcome or return on investment. Results depend on numerous factors outside our control, including Client follow-up practices, agent performance, market conditions and regulatory environment.

Lead replacement or credit policies, where applicable, will be set out in the applicable services agreement.

5. Client Obligations

The Client agrees to:

• Hold and maintain all licences, registrations and appointments required to market and sell the products it promotes
• Comply with all applicable laws and regulations governing its industry, including telemarketing, do-not-call, and insurance marketing rules in every jurisdiction in which it operates
• Handle all personal information received from Conversions.io in accordance with applicable privacy law
• Not resell, redistribute or share Leads with third parties without written authorization
• Provide accurate information necessary for Conversions.io to perform the Services

6. Fees and Payment

Fees, billing cycles and payment terms are set out in the applicable services agreement or invoice. Unless otherwise agreed in writing, invoices are payable within the period stated on the invoice. Overdue amounts may accrue interest at the rate specified in the applicable agreement. Conversions.io may suspend Services where amounts remain unpaid beyond the agreed terms.

7. Intellectual Property

All content on this Site, including text, graphics, logos, layout, campaign creative, methodologies and software, is the property of 2476881 Alberta Inc. or its licensors and is protected by applicable intellectual property laws. No licence is granted except as expressly stated. Client materials supplied to Conversions.io remain the property of the Client, and the Client grants Conversions.io a limited licence to use such materials solely for the purpose of delivering the Services.

8. Confidentiality

Each party may receive confidential information of the other. Each party agrees to protect such information with reasonable care, to use it solely for the purposes of the engagement, and not to disclose it to third parties except to personnel and advisors with a need to know, or as required by law.

9. Disclaimer of Warranties

To the fullest extent permitted by law, the Site and the Services are provided on an "as is" and "as available" basis. Conversions.io disclaims all warranties, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose and non-infringement. Conversions.io does not warrant that the Site will be uninterrupted, error-free or free of harmful components.

Nothing on this Site constitutes legal, financial, insurance or regulatory advice.

10. Limitation of Liability

To the fullest extent permitted by law, Conversions.io shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, data, business or goodwill, arising out of or relating to the Site or the Services, whether based in contract, tort, negligence, strict liability or otherwise, even if advised of the possibility of such damages.

To the fullest extent permitted by law, the aggregate liability of Conversions.io arising out of or relating to the Services shall not exceed the total fees paid by the Client to Conversions.io in the three (3) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

11. Indemnification

The Client agrees to indemnify, defend and hold harmless Conversions.io, 2476881 Alberta Inc., and their respective directors, officers, employees and agents from and against any claims, damages, losses, liabilities and expenses (including reasonable legal fees) arising out of or relating to the Client's use of Leads, the Client's marketing or sales practices, the Client's breach of these Terms or any services agreement, or the Client's violation of applicable law.

12. Third-Party Links

The Site may contain links to third-party websites. Conversions.io does not control and is not responsible for the content, privacy practices or availability of those sites. Links are provided for convenience only and do not constitute endorsement.

13. Termination

Conversions.io may suspend or terminate access to the Site at any time without notice. Termination of a services engagement is governed by the applicable services agreement. Provisions relating to intellectual property, confidentiality, disclaimers, limitation of liability, indemnification and governing law survive termination.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles. The parties submit to the exclusive jurisdiction of the courts of the Province of Alberta.

15. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, that provision shall be severed and the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy and any executed services agreement, constitute the entire agreement between the parties with respect to the subject matter.

16. Changes to These Terms

We may revise these Terms from time to time. The current version will always be posted on this page with the effective date shown above. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

17. Contact